Privacy Policy of Marathi Soyarik

Marathi Soyarik ("we," "our," or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy outlines how we collect, use, and disclose information that you provide to us through our mobile application ("App") and services, including your interactions with our payment gateway.

By using the Marathi Soyarik app, you agree to the collection and use of your information as outlined in this Privacy Policy.

1. Information We Collect

We collect the following types of personal information to provide you with a smooth, secure, and customized experience:

• Personal Information: When you register or interact with our services, we may collect your name, email address, phone number, date of birth, gender, location, and other relevant information.
• Financial Information: For payment purposes, when you make purchases or subscriptions, we collect payment details such as your bank account number, credit/debit card information, and billing address. These details are securely processed by our payment gateway provider.
• Device Information: We may collect information about your mobile device, including your IP address, device ID, operating system, and browsing history on our App.
• Usage Data: We collect information about how you use our services, such as the features you interact with, the duration of your sessions, and the pages you visit.

2. How We Use Your Information

We use the information we collect for the following purposes:

• Account Creation and Management: To register your account, authenticate your identity, and manage your profile.
• Payment Processing: To securely process your payments, subscriptions, and in-app purchases through our payment gateway provider.
• Service Improvement: To understand your usage patterns and preferences, allowing us to improve the user experience of our App.
• Communication: To send you notifications, promotional offers, and service-related updates based on your preferences.
• Compliance: To comply with legal obligations and resolve any disputes that may arise.

3. Payment Information

We do not store your payment card details or sensitive financial information. All payment processing is handled by our secure third-party payment gateway provider. Your payment data is encrypted using industry-standard security measures, and we ensure that the gateway provider complies with all applicable laws and regulations, including the Payment Card Industry Data Security Standard (PCI-DSS).

4. Sharing of Information

We do not sell, trade, or otherwise share your personal information with third parties, except in the following cases:

• Service Providers: We may share your information with trusted service providers, such as payment gateway processors, for payment processing and other operational needs.
• Legal Compliance: We may disclose your information if required by law or in response to a valid legal process, such as a subpoena, court order, or government regulation.
• Business Transfers: If Marathi Soyarik undergoes a business transaction, such as a merger or acquisition, your personal information may be transferred as part of the business assets.

5. Data Security

We take the security of your data seriously and employ physical, technical, and administrative safeguards to protect your information. However, no method of transmission over the Internet or mobile networks is 100% secure, so we cannot guarantee the absolute security of your personal information.

6. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. You may request the deletion of your account and personal data at any time, subject to applicable legal requirements.

7. Your Rights

You have the right to:

• Access your personal information and request corrections or updates.
• Request the deletion of your personal data (subject to legal obligations).
• Opt-out of marketing communications.

8. Third-Party Links

Our App may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those websites. We recommend reviewing their privacy policies separately.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and you will be notified of significant updates. Please review this policy periodically to stay informed of our data practices.